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URL:  http://boards.fool.com/dw-has-had-income-of-her-own-although-much-less-29665579.aspx

Subject:  Re: social security question Date:  11/13/2011  10:38 AM
Author:  aj485 Number:  69783 of 78166

DW has had income of her own (although much less than mine). She is now receiving SS based on that income. I intend to put off receiving SS now, boosting my (future) monthly payments. But, while I'm putting off claiming my own SS, can I get 1/2 of hers? And if I do receive that, will it have any effect on my own latter benefits, when I finally come to apply based on my own income?

Here's an article that explains several strategies to maximize a couple's SS benefits, including your strategy of claiming on her record while waiting to claim on your own record: http://money.usnews.com/money/retirement/arti