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URL:  http://boards.fool.com/i-retired-at-54-12-havent-worked-since-except-29821225.aspx

Subject:  Re: social security Date:  2/2/2012  12:39 PM
Author:  ResNullius Number:  70096 of 76418

I retired at 54 1/2. Haven't worked since except managing my own investments (no salary but the hours are great). I took SS at 62. I was not docked for not working during that time. I got annual statements from SS and every year the amount of future benefit increased due to the COLA. Your neighbor has been smoking something.

I think this answer is the right answer. I had a similar issue, although I stopped entirely a little later due to disability.
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