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URL:  http://boards.fool.com/actually-joel-you-have-hit-many-of-the-items-we-29864431.aspx

Subject:  Re: Anyone ever fought a debt lawsuit? Date:  2/22/2012  3:02 PM
Author:  DufusGoneSplat Number:  304541 of 308882

Actually Joel, you have hit many of the items we are hoping will stop this case. After the "initial communication" they never supplied the §1692g notice. About 30 days later we sent a dispute letter anyway, and got a response. In my opinion, their "validation" is lacking, but the FDCPA is not clear as the exact requirements. It didn't slow the process.

I want to wait after the pre-trial hearing. Depending on how things go, we might get a lawyer to finish this case and/or sue the debt collector for its failings to adhere to FDCPA requirements. Colorado also has its own version - CFDCPS, almost verbatim to FDCPA - that would help supplement that suit.

They are all great ideas!
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