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Subject:  Re: Asset allocation Date:  2/26/2012  2:53 PM
Author:  TMFMurph Number:  70218 of 88775

... Time the stock market, so that you are out of it in the bad times and in it during the good times....

Hi All!

All due respect to the poster, but this sounds so easy....and is SO very hard to do, otherwise, so many folks ("pros" included ) wouldn't have been caught with their pants down in 2008-2009.

It is far better, IMHO, to "time" individual stocks by waiting for your price....and in the context of a long-range financial plan tailored to your specific financial circumstances, goals and risk tolerances.....and if the general market movements aid you in your quest to buy good stocks at great prices, so much the better.

Now, that being said about the stock market, I do agree that the bond market generally has nowhere to go but flat/down ( i.e. interest rates go up, bond prices drop ) in the longer term....the only problem is that I don't know how long it will stay flat.

My approach?

Rather than continuing to search for the "right way" to invest, try to find the right way to invest...for you. ;-)

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