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| Subject: Re: Roth investing/withdrawing at 60 | Date: 3/15/2012 10:21 AM | |
| Author: reallyalldone | Number: 70355 of 72499 | |
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The point here is the money you invest in the Roth was taxed before if went in -- so the only "saving" you have is for taxes on the net gains in your Roth. Another note - We/I never converted trad IRAs to Roths because I felt taxes were as high as they were going to get. What I failed to consider but also should play into conversion decisions is that eventually a couple will end up being one and tax rates will also be different - in my case somewhat controllable until 70.5 and lower. The Roth conversion push was pretty strong over the past few years and there was rarely a counterpoint - TwoCybers, it was good you provided one. |
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