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Subject:  Re: Roth investing/withdrawing at 60 Date:  3/15/2012  4:33 PM
Author:  0x6a74 Number:  70369 of 88805

as mentioned, IRA withdrawals increase the tax on SS (so RMDs kind of get taxed twice) and if big enough increase Medicare premiums..

Not there yet but for some SS is only a component of income so it's tax on income not just SS, right ?


distributions from trad.IRA or 401k (or similar) are ordinary income;
add that to taxable dividends, interest and pensions
add that to capital gains (i think)

and that total goes into a bizarre formula* such that if it's small enough, no tax on SS, if big enough, 85% of SS is taxable.

zat make sense?

form 1040, line 20 Worksheet
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