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URL:  http://boards.fool.com/ive-worked-with-a-lot-college-graduates-who-have-30032170.aspx

Subject:  Re: 401(k)s are too risky for retirement Date:  5/10/2012  1:38 PM
Author:  StockGoddess Number:  70639 of 76237

I've worked with a lot college graduates who have no clue how to manage money or investments.


Sad.

I try to talk "finance" to my kids every once in awhile when we're driving somewhere and they're trapped in the car. That's the best time, I've found, to discuss anything with a teenager. Rip out the ear-buds and say "we're going to chat".

Topics this year have been:

What did my teacher mean when he said "The only way you'll ever retire is if you learn to invest and make money while you sleep".

What are stocks and bonds, and what's this "diversification" thing?

How do you make money from a rental property, and what's the downside?

When do you need to start saving for retirement? (16!). 8D
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