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URL:  http://boards.fool.com/lastly-i-am-still-current-on-all-my-payments-30352612.aspx

Subject:  Re: Throwing in the towel... BK inevitable Date:  10/31/2012  4:29 PM
Author:  brokebrokebroke Number:  306178 of 308782

lastly... I am still current on all my payments, but this may be my last month of on-time payments.

I was thinking of sending a certified letter to creditors advising them of my situation, but I'm not sure if this would be a good idea or not. Thoughts??
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