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URL:  http://boards.fool.com/can-you-consolidate-the-student-loan-to-a-lower-30375429.aspx

Subject:  Re: Student loan scenario Date:  11/11/2012  5:03 PM
Author:  MetroChick Number:  306410 of 308881

Can you consolidate the student loan to a lower interest rate?
Do you have an e-fund?
Do you rent or own - if you rent, are you looking to buy a place anytime soon where the money could go towards a downpayment?

If you have an e-fund, and you're either not looking to buy property or already have and if you can't consolidate to a lower interest rate, than I could see using the money to pay off the loan. If you could consolidate to a much lower interest rate, than I probably wouldn't pay off the student loan early.
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