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URL:  http://boards.fool.com/you-would-need-to-recharacterize-the-current-year-30383276.aspx

Subject:  Re: Distribution of Non-deductible Contribution Date:  11/15/2012  2:50 PM
Author:  TMFPMarti Number:  116917 of 121592

You would need to recharacterize the current year contribution from a traditional IRA to a Roth IRA. I believe you have until April 15 2013 to recharacterize 2012 contributions.

Recharacterize is the right answer, and October 15 of the following year is the deadline. See Pub 590 and the instructions for Form 8606.

Phil
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