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|Subject: Re: Mini Bummer||Date: 11/25/2012 5:55 PM|
|Author: telegraph||Number: 18076 of 20153|
b1948:"The WWII generation got a sweet deal from Medicare and Social Security, but those days are long gone."
They also got a sweet deal in that at least half of them got company, state, or federal pensions, and lots got Veterans benefits as well.
That was the deal back then.
BUt don't whine too much. Food used to consume much more of the family budget. Most WW2 folks could not afford two cars and each car ate up a lot more in maintenance per year. Two tune ups a year. A car lasted 60K miles and 100K was almost unheard of. Tires lasted 20K miles. You needed a new muffler every 18 months. You had to change the 'points' in the car.
TV was black and white with dozens of tubes in them - and they burned out regularly costing you to get them repaired. Then color TV came along and it cost a lot of money and had lots of tubes.
If you had heart problems, you probably were 'just managed'. There was no bypass surgery......that came later..maybe you lasted long enough to benefit from it and all the medicines developed.
You had a good chance of getting polio...the vaccine didn't arrive until the mid 50s.....even the early baby boomers had risk of getting it and dying or the after effects for life.
Microwaves? Not until the 70s....cable TV...not until the 80s and 90s for most.....
Internet? Gimme a break..not until the 90s....
You realize the average 'poor family' has better health care than a millionaire 100 years ago? Likely lives longer, eats a lot better, doesn't need false teeth at 50........
If you've been alive for the past 40 years, you've had it a lot better than 99.9999% of all people who have ever lived....
B1948: " I was having a conversation with someone who lives in my apartment building and he had nothing but good things to say about Medicare which he was eligible for when he turned 65."
Yeah..it's a deal....you pay 25% of the cost of it..and the taxpayers pay the rest.
B1948:"My husband and I met with a "medicare consultant" who is in her 70's and she advised us to get the basic medicare which costs about $100 a month and then to pay as you go."
That works unless you need to go to a hospital which part B provides. If you don't have it....and you suddenly are in an accident....or you develop an immediate need for hospitalization like a sudden illness, food poisoning, a slip and fall, or whatever...you are up a creek with maybe tens of thousands in bills YOU GOT TO PAY....or they come after you.
Unless you are going to have to live on dog food, peanut butter and jelly sandwiches, and food stamps....I would not go without Part B. It's another 100 bucks a month.
B1948:" She said this works well for her. Of course she is slim and energetic and in reasonable good health."
Until she slips on an icy sidewalk, a tree falls on her, she gets food poisoning, breaks a bone, her doctor tells her she needs immediate surgery....
Being in good health is not a guarantee you won't need hospitalization tomorrow ....
and you can't get Medicare Part B for the rest of the year if you don't sign up for it.
b1948"As far as SS is concerned, a good portion of the population is retiring on social security alone which is pretty scary when you think about it."
Yes it is, but whose fault is that? They spent, spend, spend, spend and never saved for retirement.
Are we supposed to take from those who saved and 'redistribute' it to those who didn't? Or strip all benefits from those who saved....didn't spend all they had along the way........so the welfare weenies who spent and spent and spent can DEMAND that they need to be 'taken care of' by 'the rest of us'?
Depending where you live, you can manage to get by on SS. You might live in a trailer park or inexpensive place in FL, where at least 1/3rd of all retirees (millions of them) live only on SS......
It is scary since most of them 'think' they are 'entitled' to much better and will demand it.....
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