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URL:  http://boards.fool.com/401kinvestor-you-wrote-there-is-no-way-to-avoid-30417299.aspx

Subject:  Re: Notice change in membership terms AZ Federal Date:  12/6/2012  12:59 PM
Author:  joelcorley Number:  306493 of 308394

401kinvestor,

You wrote, There is no way to avoid the fee. I guess they want to build capital by raising fees on everyone.

Like any bank could make a profit just by carrying your accounts... (With a typical balance apparently below $100.) Apparently AZ Federal has a lot of accounts like yours.

BTW, that's just an observation. I'm a strong believer in making a bank work for you and not the other way around, so I'd recommend you switch to get a free account elsewhere. Just don't kid yourself into believing that you've developed a relationship by depositing a few bucks with a bank or credit union. Sometimes banks will give you special treatment if you carry a huge balance; but that's not you.

- Joel
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