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Subject:  Re: Trusts & IRAs Date:  12/14/2012  5:24 PM
Author:  TMFPMarti Number:  18126 of 20640

best of all - it was a free - paid by my former employer!

That reason makes sense regarding someone in her 70's having life insurance. The rest of them, not so much. Seems to me that life insurance serves to replace the decedent's income for a period that allows the survivors dependent on that income to adjust to the reduced income.

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