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Subject:  Re: RMD for decedent Date:  12/19/2012  6:09 PM
Author:  TMFPMarti Number:  117168 of 127753

One note of caution, when it comes to next year, assuming that the people inheriting the IRA's roll it over to an , inherited IRA rather than cash it in, which is an option, they will need a copy of the death certificate to process the RMD on their inherited IRA. The administrator of my inherited IRA failed to realize this when I rolled it over earlier this year, and so now we are scrambling to get all our ducks in a row before years end.

This doesn't make any sense. I could see requiring the death certificate to establish the inherited IRA, but what earthly need would the custodian have for it when the beneficiary wants to make a withdrawal? Sounds like just another financial "service provider" who forgot whose money it is.

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