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URL:  http://boards.fool.com/i-think-the-insurance-industry-doesnt-do-an-30457889.aspx

Subject:  Re: Retirement, college, and Obamanomics Date:  12/30/2012  10:31 PM
Author:  Rayvt Number:  71127 of 78166

I think the insurance industry doesn't do an effective job of educating the public about IULs.

No. They try, oh how they try. Problem is, no matter how much you try to polish a t*rd, it's still a t*rd.

I mean, come on, "Receive market-like returns without any market risk
~ Never take a market loss
" You really believe this? The risk is an integral part of the market--there is no way around it