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Subject:  Re: Timing Roth Contributions Date:  1/9/2013  7:56 AM
Author:  3Cubs Number:  71234 of 87981

Thank you for your valuable comments. I have been on "auto pilot" with investing for the past several years so I'm way out of practice. Don't get me wrong -- I have kept a constant flow of 15% in my 401(k) all that time. Now, however, I'm taking the time to review and make changes to my strategy.

I always like to purchase items on "sale" or use coupons when possible. That's why it's hard to spend $1,000 when the market is a little high. As many of you point out, it's not that big of a deal over the long term and nice to get the item off my check list.

Thanks for your help.
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