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Investing/Strategies / Owning Rental Property
|Subject: ISA funds or Property Investment?||Date: 1/20/2013 8:04 PM|
|Author: wwwLearner||Number: 4702 of 5070|
Hi Coleyfish - I hope this post finds its way to you.
Thanks for your reply to my original post (29/11/12 – for some reason I cannot locate any of my posts so I am starting this one from scratch and hope this make sense finding it hard to find the right category). I have started calling ‘ fund platforms’ will let you know when I have got some comparisons.
As per my original post I am still thinking of looking to transfer all of my ISA unit funds from Cofunds platform to a self select direct funds network
freeing me of management fees (at least lower fees). However, the new pricing structure seems more complicated aind a bit more confusing to me a challenge to make comparison.
The main reason why I have hold on to these funds for 12 years is because of the tax free aspect of it. I am just wondering whether this really outweighs the profits (as I have not much of a profit after all the fees I say I have made 1% a year on profit)??
With the profit I have made, I wanted to know whether I have calculated the percentage of the profit correctly? What figures do you use?? As previously mentioned my IFA keeps telling me it is a long term investment and a possible return of 5%?? But cannot narrow down how many ye