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URL:  http://boards.fool.com/intercst-quotfor-2013-the-maximum-social-30499636.aspx

Subject:  Re: Retirement savings benchmark Date:  1/22/2013  3:22 PM
Author:  JAFO31 Number:  71297 of 78168

intercst: "For 2013, the maximum Social Security benefit at age 70 for a worker who paid max FICA since age 22 is $3,350/month.

http://www.ssa.gov/oact/cola/examplemax.html "


I see the chart, but fail to see what age 22 has to do with anything. SS benefits are based on best 35 years of earnings, so those retiring at 62 would have needed to paid maximum FICA since age 27; those retiring at 65 would have needed to paid maximum FICA since age 30, and those retiring at age 70 have needed to paid maximum FICA since age 35; the other earlier years would be irrelev