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Financial Planning / Tax Strategies


Subject:  Re: Marriage Penalty Returns Date:  1/22/2013  4:52 PM
Author:  vkg Number:  117492 of 123001

The idea would be to defer essentially 100% of one of our incomes, to be paid out over a 15 year time span after termination of employment. It would smear those earnings over fifteen years instead of the next five years or so. That way we would revert to a one-income family and not see the marriage penalty.

Enron triggers laws make the deferred income plans very inflexible. Any change to distribution rules require a 5 year wait.

As you noted, the other problem is that the assets