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Subject:  Re: Underwriting Feature in Obamacare Date:  1/27/2013  9:33 PM
Author:  warrl Number:  668623 of 875619

From an economist's perspective, there would be less reason to grouse about unhealthy behaviors by smokers, obese people, motorcycle riders who eschew helmets and other health sinners if they agreed to pay the financial price for their choices.

It wouldn't be an issue if:

(a) the government hadn't jumped in and established huge financial incentives to shove the financial price off on others,


(b) the government left the pricing of insurance, and determination of what factors are relevant to that pricing (risk factors) and how to weight them, up to insurance companies.
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