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Subject:  Re: retired--a good mutuaL funds or etfs mixture Date:  2/4/2013  4:04 PM
Author:  ptheland Number:  71341 of 88074

I was thinking along the same lines. Although I'd probably go with a ladder of 5 year CDs in place of the bond funds. I'm a bit skittish about bond funds today. If (When?) interest rates spike up, the value of bond funds will drop like a rock. With CDs, you'll at least get your principal back intact.

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