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URL:  http://boards.fool.com/what-is-it-that-you-see-is-new-about-this-these-30525227.aspx

Subject:  Re: A new way for insurers to charge high fees Date:  2/5/2013  9:07 AM
Author:  Hawkwin Number:  71348 of 76237

What is it that you see is new about this? These products and riders have been around for over a decade.

Your quoted article actually states such, "Insurance-industry trade groups maintain that the new guarantees are virtually the same as those sold for more than a decade on variable annuities."
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