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URL: http://boards.fool.com/while-were-on-the-subject-of-no-brainers-why-in-30533530.aspx
Subject: Re: Why Not Take Gains in UTMA?	Date: 2/9/2013 9:42 AM
Author: MurrayS	Number: 117704 of 120464
While we're on the subject of no brainers, why in the world do you have a bond fund in a 12 year old's account? We're targeting the money for college expenses. I don't want to be forced to sell shares of a stock fund during a down turn. -murray
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