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Personal Finances / Buying or Selling a Home


Subject:  Re: Debt-to-income ratio if self-employed Date:  2/12/2013  7:50 PM
Author:  holhealthprac Number:  124745 of 128075

I agree it would be very difficult to get the reported balance to 0, but I can certainly get the balance down to a small number by paying down the balance throughout the month.

I probably have 8-10 regular monthly charges on my business card (advertisers, web hosts, etc). Going off credit completely would mean calling those customer service centers, sitting on hold on ridiculously long phone queues, and then either authorizing them to automatically debit my business account or my writing out those checks by hand every month. Then, a few months later, I would call them all back and go back to putting everything on the credit card. And all tha