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Subject:  Re: OT: Savings for about 1 year. Date:  2/13/2013  7:59 AM
Author:  TwoCybers Number:  71378 of 88077

You say "need" -- if that is correct you have no business considering VWINX - the underlying investments could drop well beyond the return. A 1% CD return are way better than the mattress technique - nobody lost money in a CD or savings account with $10,000 in since the 30s. If your house burns down or a burglar visits you will loose.

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