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Subject:  Re: Question For Intercst...or anyone Date:  2/13/2013  11:49 AM
Author:  TMFHockeypop Number:  71383 of 81359

You might want to look at this Wade Pfau article:

Actually I had a difficult time finding the original study. But here are some by others that may help:

Intercst may have the best simplified method for doing this.

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