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Personal Finances / Buying or Selling a Home


Subject:  Re: Debt-to-income ratio if self-employed Date:  2/13/2013  4:10 PM
Author:  CCinOC Number:  124767 of 128887

I was making a distinction of conforming vs. other types of products. There's no price bump for DTI for conforming. But, for example, at my best priced niche lender, there's a hit for

DTI>40 and <=45 [minus .25]

In that case, the OP would need to be careful his DTI stays <= 40%.
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