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Subject:  Re: Beginning Retirement Investing Date:  2/20/2013  12:06 PM
Author:  JLC Number:  71439 of 88828

To take to the company match limit and no more.

Why no more?ive maxed out my 401k since I was a year older than the op and done quite well.


Usually because company programs have poor/limited choices. Get the match, its free money, then contribute to your IRA and then I'd personally to a taxable brokerage account. Main reasons being unlimited choices for investments and more flexibility (especially how much and when, many company programs are too rigid and don't allow for frequent changes). Not only now, but in the future.

Now if you happen to have great choices in your company 401k, go for it, that's the exception and not the rule.

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