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URL:  http://boards.fool.com/the-two-step-method-nondeductible-ira-followed-30568914.aspx

Subject:  Re: Tax strategies for high W2 earners? Date:  3/1/2013  12:44 PM
Author:  vkg Number:  117918 of 121217

The two-step method -(nondeductible IRA, followed by a conversion to a Roth) does not lower taxes, until you're ready to withdraw. And a regular Roth conversion costs you tax dollars now.

Bill


Tax savingas aren't direct, but it does avoid income tax on the gains, and eliminates any tax concerns about changing investments.
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