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Financial Planning / Tax Strategies


Subject:  Re: Planning for 2013 Date:  3/9/2013  11:58 AM
Author:  CABob Number:  118010 of 127753

I just got a new job, and the company does not match 401k. Should I still put money into the 401k, or just put my money straight into a Roth IRA?

Yes. I mean do both if you can. Even without an employer match a 401k has value due to the "painless" contributions and tax deferral.
If you must make a choice between the 401k and an IRA I would probably choose the IRA (either Roth or traditional).

Also, what do I do with the 401k from my previous employer?

Roll it over to an IRA.

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