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Financial Planning / Tax Strategies


Subject:  Re: Trad to Roth Conversions and Recharacterizat Date:  3/15/2013  10:38 AM
Author:  TMFPMarti Number:  118060 of 124586

>>Let's say you're going to invest in five stocks. You buy them in the traditional IRA then convert into five Roth accounts, one for each stock. Come 10/1/2013 you see that three are winners and two are big losers. You can recharacterize only the losers, thus eliminating the "phantom" income