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Subject:  Re: Disability: How the unemployed survive Date:  3/27/2013  4:46 PM
Author:  brucedoe Number:  419057 of 479859


What do they mean when they say people get Medicare?

During your work life you pay into Medicare-A (hospitalization). This is NOT optional. If this is what they are getting early, then it may be a relatively small problem (depending on the average age of disability).

If they are also getting Medicare-B (which is optional) and you pay for in qualified retirement, then they are getting a LOT because the Federal government covers 80% of the expenses. In brief this covers physician expenses. It also has a deductible (I think $300.).

Do they also get Medicare-D which is prescription medications? Those that have this pay something for it and it is complicated, but, if the disabled also get this, it would lead to large deficits in the program. I don't have Medicare-D, which is also optional, so I don't know a lot about it except for the famous "donut hole" which is due to be phased out in Obamacare.

There is also Medicare-C or Medicare Advantage that I feel is a fraud in which the government bribes certain health companies to participate in Medicare-B at a 15% premium. Participants do get something extra for taking this option. I presume that the disabled don't ge