The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  Re: 7702 Private Plans (indexed universal life) Date:  3/31/2013  9:53 AM
Author:  Dwdonhoff Number:  71595 of 88513

Hi Synchronicity,

That would depend on the age of the insured, the amount of death benefit opted for relative to premium payments, and the credited return rate on the cash value, correct?

No, it doesn't depend on any of those. The factor you're looking for is the 'death benefit face design.' the choices are increasing, level, or decreasing (or a combination.) For our purposes we are designing for financial performance, with no intrinsic desire to maintain death benefit beyond the legal minimum.

Dave Donhoff
Leverage Planner
Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us