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Subject:  Re: Strategy comparison S&P500 vs. IUL Date:  4/2/2013  2:56 PM
Author:  Dwdonhoff Number:  71668 of 78165

I'm not the best person to ask this question of, since I don't really invest that way. I don't have a dog in that fight, so I wouldn't "advise" a person anything. My biggest advice would be to maintain an adequate level of liquidity. That's probably around $25K-$50K for most people.

$25k-$50k reserves in order to put $10,000 at risk? $35k-$60k liquid net worth in order to safely put $10,000 into the S&P?

Isn't that a wee bit overly conservative? That would dramatically dilute the real yield of the $10,000 in play. (Not saying that's particularly bad... financial survival has its