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Investing/Strategies / Retirement Investing
|Subject: Re: Strategy comparison S&P500 vs. IUL||Date: 4/2/2013 8:58 PM|
|Author: Dwdonhoff||Number: 71675 of 82859|
You are not going to lose all your money that's invested in the S&P500. If a crash happens and you lose half of it -- bummer. Hang on and it'll recover in a few years.
OK, let's take this perspective then;
$100,000 liquid net worth.
How much of it would *you* (RayVT) put into an unhedged-long buy & hold position on the S&P, with the backward-looking wisdom & awareness of typical S&P drawdowns, versus "life happens" potentiality of needing to raid it for junior's uninsured skateboarding incident?
Do you keep just 3 months' living expenses nut aside where its free from drawdown risk? Less? More? How much?
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