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URL:  http://boards.fool.com/heres-another-explanation-30625549.aspx

Subject:  Re: Strategy comparison S&P500 vs. IUL [rev 1] Date:  4/7/2013  3:43 AM
Author:  CCinOC Number:  71761 of 75859

Here's another explanation.

http://www.youtube.com/watch?v=dJKHj3yfJDc
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