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Subject:  Re: Strategy comparison S&P500 vs. IUL [rev 1] Date:  4/7/2013  1:46 PM
Author:  MurrayS Number:  71771 of 88499

Dave said those costs are roughly 150 bp which can then trail down to 70 bp or something as the account gets larger.

Is that on the total account value or the contributions?

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