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Subject:  Re: Just getting y'all ready for next Monday Date:  4/9/2013  3:49 PM
Author:  catmeyoo Number:  677210 of 875628 arrete

The only thing I've got to make sure of is that I have plenty of money in the checking account when fed and state tap it.

I do fed and state taxes online with Turbo Tax in about 2 hours on the 3rd Saturday in March--pay Turbo a small service charge for federal and then even more for state but so worth it to have it all done and electronically filed, fini. At the same time I set up automatic withdrawals for estimated tax payments for the current tax year, as well as April 15th automatic withdrawals for any underpayment from last year. The only thing I have to do after that is remember to deduct the amounts from my checking account when the payment periods roll around and quick calendar reminder notes take care of that. Automatic withdrawals rock.

I think this year, though, I might visit a financial advisor to see if they have any suggestions as to reducing taxes. I have no deductions to speak of so take the standard and a lot of my savings is already in I bonds or muni bonds, a 457 and a Roth. Well I've already talked myself out of that--what can they tell me that makes any real difference? I can tell myself to move out of Nebraska into Wyoming or South Dakota and save $5,000, and often do--don't need an advisor to confirm and I don't need an advisor to try to sell me something else that complicates things. Simple. I need things simple.
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