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Investing/Strategies / Retirement Investing
|Subject: Re: Financial Advisor Fees||Date: 4/11/2013 2:59 PM|
|Author: Rayvt||Number: 71913 of 77564|
CC siad: Booo hooo hoooo....waaaaah....waaaaahh...waaaaaaaah...my prior post was FA'd by some limp wristed financial fanatic who doesn't agree with their position or offers an alternative for discussion. They start the snarky posts (Rayvt, etc.)... they can dish it out but can't take it.
Waaaaaaa....waaaaaa....waaaaaa I'm sooooooo sad!
I have no idea what you're talking about. But I notice that you are taking the same tone in this complaint as you do in a lot of your posts. Mocking, carping, belittling, name-calling, emotional & histrionic.
For the record, in my 16 years on TMF I don't believe I have FA'ed anybody but myself (to pull a post to make a correction) and a few spammer trolls.
Maybe you missed the bit I said a while ago, that here at TMF it's all about the money and hard facts. Feelings and beliefs about strategies mean nothing, are useless, and have no place. When it comes to investment strategies, I go where the data takes me.
There's been more than once when I believed some strategy or tactic was good, and somebody said, "No, it's bad. And here are the numbers/backtest to show exactly what happens." See, numbers and backtests of a strategy are 95% important, and good feelings about a strategy is only 5% important at best.
No matter how you feel about a strategy, if the numbers show that strategy A makes $1000 and strategy B makes $127.47, then A is better than B. Now, it may be that A has volatility that has you chewing fingernails and B is as flat as a bathtub --- but that's a separate issue than which make more money.
It's silly to get emotional about strategies. You may love your strategy, but it doesn't love you back. When I go to the bank and deposit a sizeable check, they don't ask me if I made that money with a feel-good strategy -- they just count the number of digits on the amount.
As others have said, you're a great one for complaining about "offer an alternative for discussion". In the IUL threads you've done nothing but carp and call names.
Oh, and said that you are working up some hard data to prove your position.
That last is the ONLY worthwhile thing. Hopefully you'll actually come up with something -- so we can have a SUBSTANTIVE discussion instead of handwaving.
And, really, do you realize how silly it make you look, when I post numbers that shows A makes $781,000 and B makes $77,000 -- and you then say that B is clearly better than A, and that I am lying and making up stuff?
Claims mean NOTHING. The way you demonstrate things is by running the numbers and SHOWING them.
And nobody here is "religious" about investing in the S&P500. Nobody here cares about the S&P500 -- all they care about how much money they have in their portfolios at the finish line. Nobody here said anything about religion until *you* brought it up by calling names.
I'm wondering what post of your got pulled. I don't recall seeing any replies which had quoted text that must have come from a deleted post.
However, now that I look, I see a few holes in the message numbers.
71884 & 5 are missing. 71887, 71892, 94, 95. 71903. Wow, that's a lot of missing posts. Were they all yours?
Maybe you should try to stop calling people names, like "he's a librul". Not only is it silly and makes you seem like a troll, it's often not even right. You've called people liberals who I *know* are not. Anyway, neither "liberal" or "conservative" is a pejorative.
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