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Subject:  Re: Higher Medicare premiums for Top 25% Date:  4/14/2013  8:28 AM
Author:  alstroemeria Number:  72006 of 88520

I paid in a whole lot more than many for more than 40 years for the "same" insurance benefits at age 65+

As a relatively wealthy retiree (top 5%--or better), you'll statistically live longer than most who made less than you did, so you might easily get more benefit from Medicare than others.

There are also more expenses for health care than insurance premiums. Those in worse health have more copays, deductibles, and other expenses (not to mention uncovered expenses like hearing aids and nursing home care). Not to mention those who cannot afford a Medicare supplemental policy.

Few Americans can afford to delay collecting SS until age 70, as you plan to. If you live beyond your break-even age, you'll receive many thousands more in SS benefits than average. (Wasn't it Monty Python who said "Always look on the bright side of life"?!)
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