The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing

URL:  http://boards.fool.com/im-a-little-surprised-that-some-people-actually-30635297.aspx

Subject:  Re: Hate Form 8606 Calculations Date:  4/14/2013  11:20 AM
Author:  RatioFool Number:  72011 of 76384

I'm a little surprised that some people actually made non-deductible contributions to a traditional IRA. I couldn't find a compelling reason to do so.

It made sense during the Reagan years for a short period when dividends and capital gains were taxed the same as W-2 income.

It's been a while, but I don't think I found "taxed the same" compelling. I'd like to think my analysis actually concluded that it was better to keep tax-deferred and non tax-deferred savings in separate accounts. (No Form 8606, for instance.)

Ratio ~
Copyright 1996-2014 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us