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Subject:  Re: Asset Allocation Date:  4/19/2013  4:36 AM
Author:  dozer183e Number:  72071 of 78166

To keep things simple, I use the Vanguard Short-term Bond Fund for my 0-5 years money. At 0% interest, I don't see any reason to have anything in a money market fund today.</v>

Intercst, once again I appreciate your input.

So are you saying you make deposits a