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Financial Planning / Foolish 401(k)s

URL:  http://boards.fool.com/still-the-people-who-work-for-small-employers-too-30653553.aspx

Subject:  Re: Frontline: The Retirement Gamble Date:  4/25/2013  3:13 PM
Author:  pauleckler Number:  25032 of 25618

Still the people who work for small employers too often find themselves in plans offered by full service brokerage companies or insurance companies. They can be paying loads of as much as 5%. They can be trapped in plans with surrender charges if they try to move their funds.

As often as not on this board we hear from people who have complained (usually by polite letter) about the costs or in