The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  Re: Making a Graduate Annuity Date:  4/28/2013  2:15 PM
Author:  sykesix Number:  72116 of 88772

The returns should average out over the long run. This is what the S & P 500 10 year load adjusted return of 8.12% means right?

Depends on the length of your run. The S&P can be sideways long periods of time. I believe you are using a 20 period, is that correct? To be on the safe side, you should look at all the 20 year rolling periods and find the minimum 20-year S&P return out of all those periods. Then use that number for your average.
Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us