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Subject:  Re: thinking of the 3 ETF or fund portfolio Date:  4/29/2013  2:14 PM
Author:  dbphd Number:  72128 of 88104

The 3 funds are a fine start, but you need to decide how to allocate among them. If you used the 110-age notion, that would leave only 40% to divide among the equity funds. I'm 77 and use a 60/40 allocation, but I plan the funds more as a legacy for scholarships and open space than living expenses.

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