The Motley Fool Discussion Boards
Investing/Strategies / Retirement Investing
|Subject: Re: Hi gang... wow!!!||Date: 5/28/2013 7:46 PM|
|Author: Dwdonhoff||Number: 72306 of 78168|
the majority of people here don't want to believe things, we want to know things.
Good! Along with your post, at least 5 people (at present) agree.
We started out with Ray conceding that he had no competitive way of getting the same results with the same safety at a lower price than an IUL.
I conceded that when an unlimited loss tolerance is acceptable, I have many other ways to potentially outperform an IUL... but unlimited loss tolerance isn't a characteristic of foundational retirement accounts.
We agreed to explore how a naked S&P hold might compare to a hedged 0/12 strategy on the S&P, with the advance stipulations of our mutual concessions... and we *can* still do that further, if there's actually interest. It doesn't appear that there actually is, though (at least not judging by recs, and the lack of inquiries in regards to the non-loss strategies.)
It appears to me that a massive amount of electrons appear to have been contorted into a contest that never was.
I see some massive gaping holes in the acceptance of unlimited loss risks... The greatest 10, 20, 30 bagger opportunities occur when you have not lost any cash, and everyon