The Motley Fool Discussion Boards
Investing/Strategies / Retirement Investing
|Subject: Re: IUL vs. S&P500 spreadsheet||Date: 5/29/2013 12:23 AM|
|Author: Dwdonhoff||Number: 72310 of 82813|
I'll check it out soon...
Meanwhile, what seems the more overguiding questions in this regard that are getting dangerously ignored are;
1. what are the odds of a significant drawdwon within 1, 5, or 10 years of a dollar coming in,
2. what are the odds of a significant cash-demand in life elsewhere during the same periods,
3. what are the lost opportunities if liquidity is unavailable during these periods.
Not sure that;s so easily illustratable without much more significant research... but that seems far more important than blind projections on a naked buy & hold versus protected hedge position. The entire point of the hedged position is to be liquid for the catastrophic disasters & massive opportunities.
|Copyright 1996-2017 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us|