The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  Re: Talk me out of a Financial Advisor Date:  6/2/2013  2:16 PM
Author:  intercst Number:  72367 of 87978

I've often heard this, but the 4% rule is based on historic returns of a simple portfolio. If a more complex portfolio can be structured to either increase the average annual return or smooth out the valleys at the same return, both after fees, wouldn't the SWR be higher?

Minimizing what you lose to fees & expenses also improves the SWR.

Stocks and bonds go up and down in value, but the money you lose to fees and commissions is gone forever.

Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us