The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  Re: Talk me out of a Financial Advisor Date:  6/2/2013  3:46 PM
Author:  MurrayS Number:  72369 of 88052

Minimizing what you lose to fees & expenses also improves the SWR.

Stocks and bonds go up and down in value, but the money you lose to fees and commissions is gone forever.

I don't disagree, but if portfolio A has an average return of 7% with X volatility and portfolio B has a 7.5% return (after fees) with X-1 volatility, which will have a higher SWR?

Maybe this guy is a charlatan and I'll do my due diligence to figure that out up front, but, again, it's hard for me to believe that it's not possible to find an advisor who can't do a better job of investing than me after expenses. I can believe it's hard to find such an advisor, but not impossible.

Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us