The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  Re: Talk me out of a Financial Advisor Date:  6/2/2013  4:08 PM
Author:  MurrayS Number:  72374 of 88775

Yeah. But not THAT much higher. 1% fee out of 4% SWR is 25% of your income going to him. 1% fee out of 5% SWR is 20%. That's still a lot.

Perhaps I'm not phrasing this correctly. Why are you subtracting the 1% from the SWR IF the return after that 1% is removed is higher than the portfolio used to determine the SWR is higher? This makes no sense to me.

I'll confirm the historical performance, but I don't understand how a higher return, lower volatility portfolio after fees would net a lower SWR.

Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us